Instead of giving money to these companies that need it, give it to the people to give to the companies that need it.
For example, instead of giving Citigroup any money, give a coupon to everyone that has a Citi card to pay off their debt. The money is still going to Citi, but it is helping the consumer in the process.
And for the rest of the people who were responsible and didnt run up a huge credit card debt, give them a voucher for a new GM car or truck. They pay nothing, get a new car and GM gets the money they need, reduce their inventory and thus have to manufacture more cars.
